Effective date: November 12, 2026
Last updated: November 12, 2026
1. Agreement
These Terms of Use (“Terms”) are a contract between you and The 108 Collaborative, LLC, a Missouri limited liability company (“we,” “us,” or “our”). They apply to this website and to our software and mobile applications (together, the “Services”). By using the Services, you agree to these Terms and to our Privacy Policy.
If you do not agree, do not use the Services. If you use an App on behalf of an organization, you represent that you have authority to bind that organization.
2. The Services
We publish software and mobile applications and operate this informational website, including support, privacy, and account-deletion pages. Features vary by App and may change over time. We may update, suspend, or discontinue a Service with reasonable notice when practicable.
Our current and upcoming apps, including Lumen Merge, are listed on the Apps page.
3. Accounts
Lumen Merge and most of our Apps do not require an account. Some Apps may allow or require an account. If you create one, you are responsible for the information you provide and for keeping your sign-in credentials confidential. You must be the age of majority in your jurisdiction, or have a parent or guardian’s consent if we allow a younger user and applicable law permits it. Our Apps are not directed to children under 13.
If an App supports account creation, you may delete your account from within the App or by emailing [email protected]. Deleting an App from your device does not, by itself, delete a server-side account or anonymous gameplay statistics we may hold. Our Privacy Policy explains what we collect and how to request deletion.
4. Acceptable use
You agree not to:
- Use the Services for any unlawful purpose, or in violation of these Terms;
- Infringe intellectual property, privacy, or other rights;
- Attempt to probe, disrupt, or gain unauthorized access to the Services or related systems;
- Reverse engineer an App except to the extent the law allows you to do so;
- Misrepresent your identity or send malware or unsolicited bulk messages through the Services; or
- Interfere with other users’ use of the Services.
We may suspend or terminate access if we reasonably believe you have violated these Terms or that continued use presents a risk to us, other users, or the public.
5. Intellectual property
The Services, including their design, text, graphics, and software, are owned by The 108 Collaborative, LLC or its licensors and are protected by intellectual property laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Services for their intended purpose, subject to these Terms and, for App Store downloads, the terms of the Apple Licensed Application End User License Agreement or any custom end-user license we provide.
You retain ownership of content you submit. You grant us a limited license to host and process that content solely to operate the Services for you. You represent that you have the rights needed to grant that license.
6. App Store purchases and Apple
If you download an App from the Apple App Store or make an in-app purchase or subscription through Apple, Apple’s terms, billing, and refund practices apply to that transaction. You can manage or cancel Apple subscriptions in your Apple ID settings. Apple is not a party to these Terms and is not responsible for the App or its content, except as provided in Apple’s agreements with you or with us.
If these Terms conflict with Apple’s standard Licensed Application End User License Agreement for a particular App, Apple’s standard license controls for that conflict to the extent required by Apple, and these Terms apply to the extent they are consistent with it.
7. Disclaimer of warranties
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO PART OF THIS SECTION MAY NOT APPLY TO YOU.
8. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE 108 COLLABORATIVE, LLC AND ITS MEMBERS, OFFICERS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF TEN U.S. DOLLARS (US $10) OR THE AMOUNTS YOU PAID US FOR THE SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE MONTHS BEFORE THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO PART OF THIS SECTION MAY NOT APPLY TO YOU. NOTHING IN THESE TERMS LIMITS LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, INCLUDING LIABILITY FOR FRAUD OR FOR PERSONAL INJURY CAUSED BY NEGLIGENCE WHERE SUCH A LIMIT IS PROHIBITED.
9. Indemnity
You will defend and indemnify The 108 Collaborative, LLC and its members and agents against claims, damages, losses, and reasonable expenses (including reasonable attorneys’ fees) arising out of your misuse of the Services, your content, or your violation of these Terms or of applicable law, except to the extent caused by our own misconduct.
10. Governing law
These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law rules. Except where prohibited, you and we agree to the exclusive jurisdiction of the state or federal courts located in Missouri for disputes arising out of the Services or these Terms. If you are a consumer, this section does not deprive you of any mandatory protections of the laws of the place where you live.
11. Changes
We may update these Terms from time to time. We will post the updated Terms on this page and revise the “Last updated” date. If a change is material, we will provide additional notice when required. Your continued use of the Services after the updated Terms become effective constitutes acceptance, except where applicable law requires a different method of consent.
12. General
If a provision of these Terms is found unenforceable, the remaining provisions will still apply. These Terms, together with the Privacy Policy and any additional terms presented in an App, are the entire agreement between you and us regarding the Services. We may not be treated as having waived a right unless we do so in writing. You may not assign these Terms without our consent; we may assign them in connection with a reorganization or transfer of the business.
13. Contact
The 108 Collaborative, LLC
Email: [email protected]
Support: support.html